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For those who are in college or graduated already, I would like you input and suggestions. Is it really worth it to be in debt for a good education?
Depends on what your major is. Take photography or any art majors for example; if you ask any successful commercial artist/photographer out there, you would probably get the same answer -- your diploma means nothing. It's your portfolio that counts.
Another example: I never applied for financial aid and never took out any loan since I can pay my subsidized tuition fee on my own. However, when it comes to getting a Masters degree, I would have to attend something like Columbia University which would definitely put me in debt. Fortunately, in my profession, there are some hospitals that are willing to sponsor me - which means they pay for my tuition and they pay me to attend classes.
You don't always have to take out a loan to attend an expensive college. Have you tried looking into scholarships?