If you have an 87% balance, you should build 90 light 90 cold 90 heuksal 30 fire.
84% (and lower) hybrid spears should be build with maxed fire, IMO. Anything above that needs extra physical defense.
I'm planning the exact same build as you. With 84% naked, I nuke well in PvE. Not as good as a pure INT, but still very good.
I don't think chains are useful. You can do well enough with Windless, Soul, Ghost and flying dragon.
Fire combustion detects europeans in stealth or invisible, as far as I know. I'm not perfectly sure though. The range is rather small, but you can take the skill. It might prove useful in job wars.
You can use the light nukes for leveling until level 50 (or 60). From around level 64, you will stop using them. Having two light nukes really augments the leveling speed, because of the transfers they boast.
Same goes for ice nukes, like with lightning. Don't bother getting book 1, get level 1 of book 2, though. It proves useful in some situations. Also, don't bother leveling frost nova. Just ghost walk away if you're mobbed and you think you're in danger of dieing. Get the level 60 snow shield. It's going to be just right, IMO.
I'd stay in garms until 7d (or 8d), and then switch to protectors. Because cold stays at level 60, the physical boost is only really relevant in your 60's and 70's. When you go over to 9d, you will need to augment your physical defense, as magical defense goes up really well with fire protection.
_________________ Carry your cross, and I'll carry mine.
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